Help Getting Health Insurance

 

The ICHC Outreach and Enrollment team aims to support healthier people by increasing access to health care and health insurance.  We are available for local, in-person assistance to sign up or understand your health coverage.  Walk-ins are welcome but appointments recommended.  The service is open to all ICHC patients, as well as the general community, and is provided at no cost.

Health Insurance Marketplace:

Alaskans can sign up for coverage through www.healthcare.gov or by calling 1-800-318-2596.  Open enrollment has now closed but there are many special circumstances that may mean you could still enroll in a plan.  For example, if you’ve recently married, had a baby, lost other health insurance or moved you may be eligible for a special enrollment period.  Call us for more information or visit https://www.healthcare.gov/coverage-outside-open-enrollment/

Financial assistance is available that may make health insurance more affordable.  To estimate how much coverage will cost you and your family, visit this estimation tool that can give you an example of 2017 coverage and prices.  During the 2015-2016 open enrollment, 23,029 of Alaskans received assistance to help pay for coverage.

Alaska Medicaid

ICHC’s Outreach and Enrollment Specialist also assists families and individuals to apply for and understand Medicaid and Denali KidCare.

The rules of who may qualify for Medicaid recently changed as of September 1st, 2015.  If you’ve been denied in past, you may be newly eligible.  

How to apply for Medicaid/Denali KidCare:

  • Online at HealthCare.gov – the same place you apply for Marketplace coverage
  • Paper application: paper forms are available at ICHC or at the Public Assistance office, 675 7th Avenue, Station E.
  • If you have an “open case,” meaning you have food stamps or other benefits from the Division of Public Assistance, call or visit the Fairbanks office (675 7th Ave) and ask to add Medicaid – you may not have to fill out another application!

If you already have Medicaid or Denali KidCare and have questions about benefits or your current coverage:

 

I’m healthy, why do I need coverage?

The fact remains that the number one reason for bankruptcy is medical debt.  No one ever plans to get sick or injured and having coverage can provide peace of mind and help avoid major medical bills.

What will it cover?

All plans offered through the Marketplace must cover essential health benefits, including doctor visits, hospitalizations, emergency visits, prescriptions, specialist visits, mental health and substance abuse treatment and more.  In addition, there is a list of preventive care and screenings that all the plans cover at 100%, in other words, at no cost to you.